What makes a bike a total
Tourer
Joined: Jan 2009
Posts: 277
Likes: 0
From: I'm nation wide
What makes a bike total
Thank you sir.
Sounds like that makes sense. on to the rest of the issues. Law suits are in the works. When it's all said and done I hope the parties at fault feel as though they got
Sounds like that makes sense. on to the rest of the issues. Law suits are in the works. When it's all said and done I hope the parties at fault feel as though they got
Outstanding HDF Member
Joined: Nov 2006
Posts: 2,049
Likes: 6
From: Oregon City, OR
When I was wrenching for an indy, the only thing that made a bike a definate total was a bent frame. If
Bike gets totaled, you get check from insurance, you buy totaled bike from insurance company you rebuild bike. bad idea
Last edited by RKKY; Oct 19, 2009 at 04:06 AM.
Tourer
Joined: Jan 2009
Posts: 277
Likes: 0
From: I'm nation wide
What makes a bikew a total
My 08 UC's frame was bent and surferred minor cosmetic damages. The total came to $11,500. Guess I was lucky, the bike was not totaled. A new frame is being installed and I shall not receive a salvaged bike title when its all said and done. The sad part of it all..the bike will not be out of the hospital until December, 
I'll not be able to ride until at least January. Oh well, I guess I can use the winter to improve in all aspects.
I'll not be able to ride until at least January. Oh well, I guess I can use the winter to improve in all aspects.
Outstanding HDF Member
Joined: Jul 2007
Posts: 3,341
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From: Woodinville, WA
I went down hard on 8/23/09. My 08 UC's frame is bent, and there is additional cosmetic damage. So far to include the bent frame damages are at $12,000. They are not going to total it and shall replace the bent frame. Does anyone know if I will get a salvaged bike title when after the bike is all paid for?
BD
BD
Road Master
Joined: Nov 2009
Posts: 766
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From: 415/707
interesting thread, that i can totally relate to,,, ( i know,,, that was bad )
i've got an '06 FatBoy at the dealers being repaired, as a young lady wasn't paying attention at a stoplight, & she nailed me before i made it thru the intersection. ( do not past GO,, do not collect $200.,, but take an ambulance ride directly to hospital for Xrays & CAT scan )
i have Progressive Ins. ( thank god )
the damage to the bike ( in my eyes ) was minimal, need to replace floorboards, one floorboard mount, sidestand, mount, one of the uppers on the frontend, a mirror, my aftermarket pipes, & my aftermarket engineguard.
( the policy covers up to $3000. as a minimum, & the amount can be raised thru your local ins. agent. )
now the bad part,, the upper mount of the engineguard twisted the tab that it was bolted to, inturn, stretching the tab between the two front tubes of the frame & cracking the welds of the tab...
the adjuster & dealer says it needs a new frame & will take 12 shop hours ( @ $95. per ) to swap everything over to the new frame
( incidentally, the serv.mgr. has had to replace a few frames in the past for the exact same reason, he said it doesn't take much to stress that tab & pop the welds,, & here most guys put on an engineguard to protect the bike in a simple tip-over at home & ironically, that engineguard does protect your bars, tank, carb from damage, but totally tweaks your frame )
oh well, as i said, the bike is being repaired & bumping it up to 95" while it's down
i've got an '06 FatBoy at the dealers being repaired, as a young lady wasn't paying attention at a stoplight, & she nailed me before i made it thru the intersection. ( do not past GO,, do not collect $200.,, but take an ambulance ride directly to hospital for Xrays & CAT scan )
i have Progressive Ins. ( thank god )
the damage to the bike ( in my eyes ) was minimal, need to replace floorboards, one floorboard mount, sidestand, mount, one of the uppers on the frontend, a mirror, my aftermarket pipes, & my aftermarket engineguard.
( the policy covers up to $3000. as a minimum, & the amount can be raised thru your local ins. agent. )
now the bad part,, the upper mount of the engineguard twisted the tab that it was bolted to, inturn, stretching the tab between the two front tubes of the frame & cracking the welds of the tab...
the adjuster & dealer says it needs a new frame & will take 12 shop hours ( @ $95. per ) to swap everything over to the new frame
( incidentally, the serv.mgr. has had to replace a few frames in the past for the exact same reason, he said it doesn't take much to stress that tab & pop the welds,, & here most guys put on an engineguard to protect the bike in a simple tip-over at home & ironically, that engineguard does protect your bars, tank, carb from damage, but totally tweaks your frame )
oh well, as i said, the bike is being repaired & bumping it up to 95" while it's down
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