How much are you guys paying for insurance?
Tourer
Joined: Jul 2009
Posts: 313
Likes: 0
From: Connecticut
22 with 3 speeding tickets, one at fault accident and one not at fault accident.
Harley, full coverage - 87/month
gixxer, liability - 20/month
Jeep, Full coverage - 170/month
Bikes are american reliable, jeep is nationwide.
Harley, full coverage - 87/month
gixxer, liability - 20/month
Jeep, Full coverage - 170/month
Bikes are american reliable, jeep is nationwide.
I was paying $27.00 a month with state farm on my 2007 FXDSE, with a $500 Deductible and $3k extra in add ons, but I have a couple of tickets that they found out about and now my rate is just over $77 a month.
Road Master
Joined: Feb 2005
Posts: 1,109
Likes: 3
From: Chattanooga, TN
FYI, I just saved over $1500/ year (yes fifteen hundred) by shopping around all our insurance from a single company, and researching just what insurance is required and actually needed.
Allstate on the 2 cars. Saved almost $500 over Geico. $630/yr
State Farm on the homeowners. Saved $600 over Allstate. $1100/yr
Geico for the HD UCSE3 and Gold Wing. Saved $500 over progressive. $489/yr for both bikes.
It takes time to shop around, but really pays off. You gain nothing by being loyal to your old insurance company year after year and having everything with them and their hokey discounts.
Make some calls and see for yourself, i'm sure there are even more savings in different parts of the country and with many different insurance companies.
my .02 worth.
Steve
Allstate on the 2 cars. Saved almost $500 over Geico. $630/yr
State Farm on the homeowners. Saved $600 over Allstate. $1100/yr
Geico for the HD UCSE3 and Gold Wing. Saved $500 over progressive. $489/yr for both bikes.
It takes time to shop around, but really pays off. You gain nothing by being loyal to your old insurance company year after year and having everything with them and their hokey discounts.
Make some calls and see for yourself, i'm sure there are even more savings in different parts of the country and with many different insurance companies.
my .02 worth.
Steve
Last edited by SteveO; Oct 17, 2009 at 08:15 PM.
Road Captain
Joined: Nov 2007
Posts: 681
Likes: 1
From: Grand Rapids, mi.
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Advanced
Joined: Dec 2007
Posts: 69
Likes: 0
From: sw ohio
Do you carry medical? That is usually why rates are high with a motorcycle. I have medical coverage through work...so I leave it off my bike.
Full coverage, 500 deductible...and I don't carry state minimums either. Those will get you in trouble if you hurt someone (at least in Oregon).
I have 3 vehicles and my home on the policy as well. Allstate.
$330 a year, no tickets/accidents and 9 years with the company. Your location makes a difference. If I lived in Portland or Seattle, my rates would most likely be double or triple.
Full coverage, 500 deductible...and I don't carry state minimums either. Those will get you in trouble if you hurt someone (at least in Oregon).
I have 3 vehicles and my home on the policy as well. Allstate.
$330 a year, no tickets/accidents and 9 years with the company. Your location makes a difference. If I lived in Portland or Seattle, my rates would most likely be double or triple.
I thought i would be ok with my 100% medical coverage through my employer but I was wrong. They transported me to a truama center and when they decided to keep me as a inpatient it turned into an "out of network provider".
The basterd that hit me doesn't have a job, recent bankruptcy and has no assets. Guess who gets handed the $20,000 remaining medical bill? ME!
I'm just out for a ride and get handed a f**cked up numb forehead over my right eye and a bumm thumb on my left hand. They say I was lucky! I think the guy driving the truck was lucky, not me.
I'll get down from my soap box now. Felt good to rant a little, and who knows, maybe someone will read this and know a loophole.