How much are you guys paying for insurance?
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Joined: Jul 2009
Posts: 68
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From: New Jersey
How much are you guys paying for insurance?
Hey All,
Well, I have an 09 Fat Bob arriving tomorrow and just got the adjustment on insurance from my 07 Sporty. My insurance has almost doubled to $1,000! I expected $100 maybe $200, but double!!
That's just as much as my old 2003 Audi RS6 that was a biturbo 450hp street rocket.
What gives??? I guess my CCs just doubled, so they matched insurance dollar for dollar too.
Also, I should add that I've only been driving for two years and I'm 36 if those matter.
Well, I have an 09 Fat Bob arriving tomorrow and just got the adjustment on insurance from my 07 Sporty. My insurance has almost doubled to $1,000! I expected $100 maybe $200, but double!!
That's just as much as my old 2003 Audi RS6 that was a biturbo 450hp street rocket.
What gives??? I guess my CCs just doubled, so they matched insurance dollar for dollar too.
Also, I should add that I've only been driving for two years and I'm 36 if those matter.
Last edited by robanna; Oct 14, 2009 at 06:23 PM.
Road Captain
Joined: Jun 2007
Posts: 547
Likes: 2
From: Oregon
Progressive, $500 deduct. Premium $428 year for my 2007 Softail Custom.
I also had some sticker shock when I got the original quote from Foremost last year. It was more than double the cost of my '07 Sporty. But consider the value of the Softail vs Sporty and throw in difference in engine size and there you have it.
This year the Foremost premium increased although I have no tickets or claims.
That's why I switched to Progressive.....and saved $200+.
I also had some sticker shock when I got the original quote from Foremost last year. It was more than double the cost of my '07 Sporty. But consider the value of the Softail vs Sporty and throw in difference in engine size and there you have it.
This year the Foremost premium increased although I have no tickets or claims.
That's why I switched to Progressive.....and saved $200+.
Ultimate HDF Member
Joined: Apr 2008
Posts: 5,384
Likes: 12
From: Out on Deranged
544 here in canadian $ make that about 510 US 250 deduct , both ways F,T&V. But our license plate is outrageous 519 this year and 640 next year with the final increase in 2011 to 7 sumpin' and the sport bikers pay more than double what I pay.
Last edited by maddghost; Oct 14, 2009 at 05:32 PM.
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Cruiser
Joined: Sep 2008
Posts: 119
Likes: 0
From: St. Cloud, Florida
I pay just under $300 per year on a 09 Dyna Custom with Foremost, mostly full coverage with towing but without medical. I changed from Geico when they nearly doubled my premium from $290 to $570 when I traded my 08 1200 Sportster to the new Dyna. It pays too look around.
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Road Warrior
Joined: Jun 2009
Posts: 1,333
Likes: 3
From: Jefferson, Oregon
Do you carry medical? That is usually why rates are high with a motorcycle. I have medical coverage through work...so I leave it off my bike.
Full coverage, 500 deductible...and I don't carry state minimums either. Those will get you in trouble if you hurt someone (at least in Oregon).
I have 3 vehicles and my home on the policy as well. Allstate.
$330 a year, no tickets/accidents and 9 years with the company. Your location makes a difference. If I lived in Portland or Seattle, my rates would most likely be double or triple.
Full coverage, 500 deductible...and I don't carry state minimums either. Those will get you in trouble if you hurt someone (at least in Oregon).
I have 3 vehicles and my home on the policy as well. Allstate.
$330 a year, no tickets/accidents and 9 years with the company. Your location makes a difference. If I lived in Portland or Seattle, my rates would most likely be double or triple.