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5yrs of full HD coverage plus tire & wheel coverage costs maybe 20 bucks a month over a 5 year loan for piece of mind. Seems like no brainer to alot of us......
Yep it's an insurance policy is what it is. You are betting that you'll need to use it, and they are betting that you wont. Just another roll of the dice, if you will.
dANG, I FEEL KINDA STUPID NOW.yOU GUYS MADE SOME GOOD POINTS.BUT IN MY CASE,MY BIKE HAS 69,000 MILES ON it-sorry for the caps,forgot to unlock-so i figured my odds of needing something expensive done are higher than most others odds.Do ya'll agree?
5yrs of full HD coverage plus tire & wheel coverage costs maybe 20 bucks a month over a 5 year loan for piece of mind. Seems like no brainer to alot of us......
Finance guys love people with the attitude "it's just a few more bucks a month"....
In FL, the dealers are not allowed to discount the warranty...stupid insurance commission rules.
IAMSWUTIAMS,
That tire coverage meas free tires for life. I know a guy who pounds a nail intot eh tire a block from the dealer, drives to the dealer, and rolls out with new rubber. Not saying I'd do this, but...
Insurance: A wager in which you bet something bad will happen to you, you pay someone to bet against you, & hope he wins.............
An extended warranty *can* come in handy, but usually costs more than it pays out. Logic tells us that whatever the cost, $1000/$1200/$1900, you have to have repairs of at least that value just to break even. After those repairs the warranty is doing some good on other repairs.
As for the wheel/tire damage, your full coverage vehicle insurance will pay for damage done in potholes, road debris, etc.
If the O.P. is happy with his purchase, fine. I've never paid for extended coverage, & I never will. JMO, YMMV...................
We had a toy run this morning starting from Kannapolis, NC and ending up at Pat Rogers HD in Concord, NC. In the middle of the ride, my rear tire took a nail and went flat. After a few turns (between 15-25 mph) I had the feeling that my back end was getting loose, so I pulled off the road and the tire was done. Pat Rogers, to his credit, had a chaser vehicle behind the ride and towed me back to his store. I presented the service department (which thankfully was open) my extended warranty/tire and wheel protection certificate. Within 1/2 hour, I had a new tire installed. Zero dollars. So, please, don't tell me that the extended warranty and the tire coverage isn't worth the cost. It saved me over $200 today. Hopefully, I will never have to use this coverage again....but, at least, I know it is there when I need it.
Not everyone who takes the extended coverage is going to have problems.
It's a gamble, you just happened to win. Some people take the coverage and never need it. In their case, they're gonna say it's not worth buying the extended coverage.
You take your chances either way. I decided not to buy the extended coverage and use the cash for upgrades, and hope nothing serious happens to my bike.
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